Covered? Enough?

My husband just paid his premium on his life insurance policy. Although it's a bit of a drain on our resources, we are aware that we need to have life insurance because we have a family and dependents. Most oldies (both Chinese and Pinoys) do not really appreciate the value of insurance, thinking it's more of a drain on their pockets rather than ensuring a bit of financial support for the family in case the unthinkable happens.

Now, I'm thinking if we should add to our insurance since we are now expecting another baby. I am pretty sure our present coverage is enough for at least the short term, but just to be sure, we'll also be checking some lower cost term life insurance rates so that we know our options on whether or not it's wise to get more insurance. It's a good thing I'm also covered by the SSS so that should also give something additional.