CLICK HERE FOR THOUSANDS OF FREE BLOGGER TEMPLATES »

Sunday, October 25, 2009

Money Woes

We really, really need to build up an emergency fund AND another income generating activity. This year has been quite a year of expenses, both expected and unexpected. All things being considered, I wonder how my husband and I were able to live within our earnings, which are much reduced nowadays, mainly because I haven't gone fully back into my work schedule since I gave birth. Of course, I still do some blogging and some other online work like my online store, but that has never been my main source of income but my sideline, a little something to augment what we earn from my profession. Since the recession (especially in the US) occurred, income seemed to be reduced from before. Sigh...

Added to that, we have a lot of expenses, even more than last year. Kuya E's tuition fees have increased since last year. I gave birth. Baby R had to stay in the hospital for a few days more (which translated to a much higher bill than we expected).

Then Typhoon Ondoy came and destroyed a lot of the stuff we parked at my mother-in-law's house. We WERE very glad that nobody was ultimately hurt in the flood, but of course, having possessions water damaged was no joke either. Good thing nothing was lost in the break in at my mom's house (blogged about this earlier), nothing, that is, except our dog. Sigh...

That was on top of the usual expenses like phone bills, clinic rentals, payments for life insurance policy, groceries. Sigh...

To be honest, I have actually loaned some money from my mom to pay off Baby R's hospital bill. Actually, mom also had an accident at the start of this year. It's a good thing that she has money of her own, which she used to pay for her hospitalization. Sigh...

Well, they do say that we won't be given problems which we cannot ultimately handle. And we will. We just have to believe in that.

0 comments: