Cars In Floods

After the deluge that was Ondoy, I hurriedly looked at our current car insurance plans. Unfortunately, "acts of God" such as flood isn't covered. Fortunately, my husband's car and my car were not submerged in floodwaters at all. But they could have been, if we had just happened to be in Marikina at that time. So should we consider getting a new auto insurance quote? Even if we want to, I think a lot of insurance companies are now excluding the "acts of God" clause in their coverage. Or they would jack up their prices if such a clause was included.

That sucks, but I guess they did lose a lot when Ondoy happened. Just imagine the number of vehicles which were caught in the floods! That is certainly NOT a good day for insurance companies, but an even worse day for the victims.