I just paid the annual premium for my life insurance. Many think of it as an additional expense, but really, everybody dies sooner or later and it's best that you've taken steps to ensure that financially, your family has means to recover when you are gone. I've started my insurance when I was thirty years old and single, after my father died and I realized how financially draining death is to the bereaved family.
I also realized that you actually get better deals when you are relatively young, life insurance for seniors is more expensive since, understandably, there's a bigger chance for seniors to suddenly exit because of some age related illness. So, yes, in a way, it's an insurance. I'm planning to make my whole life insurance self-liquidating in the future, then maybe take out another one.
Of course, it's also a way of giving some sort of inheritance to my family, since I do not have the resources to leave money or property to my kids at present.
Help for addicts
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I'm glad that nobody in my family has ever been admitted to an alcohol
addiction rehab program, or at least none that I know of. This is not to
say that m...
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